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1. Sign Up

Sign up for a PayPal account. It's free to sign up and super easy.

2. Choose a Way to Pay

During sign up, link your bank account, debit card, or credit card to your PayPal account. Don't worry, your financial information is secure. You can also add money to your PayPal account with MoneyPak

3. Shop with PayPal

Speed through checkout at your favorite online stores without having to enter your payment details over and over again.

How does PayPal work?

It's simple, really. When you shop online, choose PayPal when paying for your items. You'll be asked to log into your PayPal account using your email address and password. Click to confirm your payment and then you're done.

By the way, you can also use your PayPal account to send money and get paid online.

Is PayPal secure?

Your financial security is our highest priority. You're protected from any unauthorized payment made from your PayPal account.

Can I use PayPal and still collect credit card reward points?

Absolutely. In fact, we offer the PayPal Plus MasterCard® which features its own valuable rewards program. Once approved – which takes about 30 seconds – you can:

* View balance, activity, statements, and more from your PayPal account
* Enjoy Platinum MasterCard benefits by using it everywhere MasterCard is accepted – online and offline
* Get zero liability for unauthorized transactions
* Learn more

If you'd prefer to use an existing rewards card, just link that credit card to your PayPal account. You can do it either when you sign up or by updating your account profile (just log into your PayPal account and click on Profile at the top of the page).

Once either rewards card is linked to your PayPal account, select your credit card as your method of payment when you check out using PayPal and you'll rack up the rewards!

Can I use PayPal without money in my PayPal account?

Yes, you can. To pay for things or to send money, simply link your bank account or credit card to your PayPal account. You can do this when you sign up for an account, or by updating your PayPal account profile. To view and edit your profile, log in to your PayPal account and click on Profile at the top of the page.

This does not apply to Student Accounts. If you have a Student Account, you must have money in your account to use it.

How do I use my bank account, credit card, or debit card with PayPal?

It's easy. When you make a payment or send money, PayPal uses your PayPal balance first to cover the payment. If your PayPal balance doesn't cover the transaction, the bank account, credit card, or debit card you linked to your PayPal account will be used for the payment.

Can I use PayPal if I don't have a bank account or credit card?

Yes, you can. You can add money to your PayPal account with MoneyPak. MoneyPak allows you to enjoy the benefits of PayPal without using a credit card or bank account. Pick up a MoneyPak at over 40,000 retailers for a service fee of $4.95 or less. Details

Sign up for PayPal and start accepting credit card payments instantly.